Salt Finance
Financial Consultant - Surry Hills, NSW
Salt Finance is a boutique home loan & car loan specialist helping hard working Australians to get a better deal, save interest and own their homes sooner.
Salt Finance is a business with the know how and resources to put working Australians in a better financial place. A boutique, holistic service provider with finance at its core, Salt Finance caters for the entire wealth creation process both directly and via specialist advisers and providers.
Prior to establishing Salt Finance, founder Marco Cipri worked in the mortgage sector for many years assisting clients with all their mortgage and finance needs. During this time, he identified a concerning trend in the banking and finance industry affecting working Australians with mortgages.
Quite simply, there was and remains very little assistance to help customers pay their home loans off sooner, save interest & tax, create wealth and help secure their financial futures.
The sad thing is, whilst everyone talked about it (and still does) in their marketing – especially the major banks – no one actually seemed to have the knowledge or if they did, care to put people in a better financial place. There is a simple reason for this.
Apart from a lack of knowledge, quite simply, banks profit via the interest customers pay on their mortgages. The more interest customers pay, the more profit the banks make. If customers were to pay their loans off sooner, the banks would make less money.
The results of this lack of knowledge and care is that customers who could potentially be in a better place were left in a worse place – struggling with debt that never seemed to reduce and feeling like they were never moving forward. That was until Salt Finance was born with the mission statement:
“Live today, own tomorrow!”
Inspired by Gandhi’s Salt March, Salt Finance was created out of a vision to show and assist working Australians, just like you, how to own their homes sooner, build wealth and advance towards financial independence simply and safely, one step at a time.
No matter what your finance needs, from a home loan to a business loan or personal loan, Salt Finance has the expertise and options to get the results you need.
So call us to start a conversation with Salt Finance today to discuss your personal needs and goals and take a great step to claim your financial independence!
Salt Finance
WILL STAMP DUTY & PAYROLL TAXES BE ABOLISHED in NSW?
Some great news to start the week with honourable Treasurer for NSW, Dominic Perrottet announcing that he would like to see stamp duty and payroll taxes abolished.
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$4,000 Refinancing Rebates - Strictly Limited Time Offer
$4,000 Refinancing Rebates - Strictly Limited Time Offer Don't let this amazing opportunity slip away! Get cash in your pocket plus a better interest rate!
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HOW BUSINESSES CAN REGISTER TO RECEIVE JOB KEEPER PAYMENTS
Following yesterday’s excellent announcement for Job Keeper Payments by the Federal Government, I’ve been seeing a lot of correspondence with businesses not knowing how to register their intent.
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COVID-19 Update: We're here for you!
The team at Salt Finance would like to take the opportunity to offer our sincerest and deepest support to everyone being affected by this horrendous virus.
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INSTANT & MASSIVE TAX DEDUCTIONS FOR YOUR BUSINESS!
On the 14th of March, The Federal Government has announced an instant asset write-off threshold has been increased from $30,000 to $150,000
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Looking for a property? Discuss with us first
Discuss your loan needs and organize your pre-approval today with us, so you’re ready to move quickly when the right property comes up.
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7 Simple Ways to Pay off Your Mortgage Sooner in Australia
It’s no surprise paying off mortgages might take decades. However, you can actually pay off your home loan faster by following these seven strategies. Check it now!
Mortgage Finance Business Accelerate by 27% in Three Months
In the September quarter, record commercial and business financing levels were written, with smaller lenders leading the way.
Is a fixed-rate mortgage a good choice?
You're struck by how many loans there are when you study house loans. There are several options and decisions to consider. Should you obtain a fixed-rate mortgage or a variable-rate mortgage? Or both?
Which one is better: buy or rent a house?
The affordability of housing is a concern. Choosing whether to go on the housing ladder or continue renting can be a handful. We'll go over some of the pros and cons to help you decide. Find out more!
How to Buy Homes Quickly
There’s no rule about how quickly you can buy a home, but buying with cash can speed up the process. Here are the tips on how to buy a home quickly.
The Reasons to Pay Off Your Mortgage Early
With mortgage interest rates so low, some argue that there’s no point in paying off your mortgage early. Here are some reasons to pay off your mortgage early.
Things to Consider Before Buying a New Car in Australia
One of the biggest purchases most people make is buying a car. This can be a very stressful event. For those planning on purchasing new cars or used cars in Australia there are a few tips to follow.
Do I Require the Services of a Mortgage Expert?
Whether you need a mortgage broker is entirely dependent on your financial knowledge, and confidence in navigating the property market. This is the reason why you need a mortgage for your home loan.
The Objective of a Mortgage Broker
Are you still worried about having a home loan? don't worry as long as you have a Mortgage Broker alongside you, every problem that might confuse you will be clear.
Buying a House in 2021
It's difficult to say for certain if you're wondering, "Should I buy a house in 2021?" Purchasing a home in 2021 could be a fantastic idea or a financial nightmare. Read for more.
Mortgage in Australia
A mortgage is a type of loan where real estate is used as collateral. A mortgage is typically used to finance your home so you don't need to pay the entire amount upfront. Read for more.
Best Country For First Time Home Buyers
We're all aware that it appears to be more difficult than ever to buy your own home these days, what with rising house prices and stagnant wages. Check this out for more!
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