Salt Finance

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MORTDALE, NSW 2223, Australia
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Home Loans - Mortdale, NSW

Salt Finance is a boutique home loan & car loan specialist helping hard working Australians to get a better deal, save interest and own their homes sooner.

Salt Finance is a business with the know how and resources to put working Australians in a better financial place. A boutique, holistic service provider with finance at its core, Salt Finance caters for the entire wealth creation process both directly and via specialist advisers and providers.

Prior to establishing Salt Finance, founder Marco Cipri worked in the mortgage sector for many years assisting clients with all their mortgage and finance needs. During this time, he identified a concerning trend in the banking and finance industry affecting working Australians with mortgages.

Quite simply, there was and remains very little assistance to help customers pay their home loans off sooner, save interest & tax, create wealth and help secure their financial futures.

The sad thing is, whilst everyone talked about it (and still does) in their marketing – especially the major banks – no one actually seemed to have the knowledge or if they did, care to put people in a better financial place. There is a simple reason for this.

Apart from a lack of knowledge, quite simply, banks profit via the interest customers pay on their mortgages. The more interest customers pay, the more profit the banks make. If customers were to pay their loans off sooner, the banks would make less money.

The results of this lack of knowledge and care is that customers who could potentially be in a better place were left in a worse place – struggling with debt that never seemed to reduce and feeling like they were never moving forward. That was until Salt Finance was born with the mission statement:

“Live today, own tomorrow!”

Inspired by Gandhi’s Salt March, Salt Finance was created out of a vision to show and assist working Australians, just like you, how to own their homes sooner, build wealth and advance towards financial independence simply and safely, one step at a time.

No matter what your finance needs, from a home loan to a business loan or personal loan, Salt Finance has the expertise and options to get the results you need.

So call us to start a conversation with Salt Finance today to discuss your personal needs and goals and take a great step to claim your financial independence!

 
Looking for a property? Discuss with us first

Looking for a property? Discuss with us first

Discuss your loan needs and organize your pre-approval today with us, so you’re ready to move quickly when the right property comes up.

Valid Until 31 Dec, 2020

The $13,750 reason it’s a good time to borrow money

The recession, disastrous labour market conditions and worryingly low inflation has seen the Reserve Bank of Australia cut official interest rates to 0.25 per cent.

Banks offered cheap $200b to help build economy out of recession

The Reserve Bank will offer commercial lenders up to $200 billion in cheap cash to help bolster the recovery from recession

Property prices hang in balance as pandemic fears rise

With a renewed outbreak of COVID-19 cases in Melbourne and NSW, experts are expecting substantial property price falls. Read more about it here!

6 tips for first home buyers applying for a mortgage

When you’re buying your first home, applying for a home loan may seem like a daunting prospect. But it really doesn’t have to be that way.

Why Owning A Home is Important

Homeownership is a journey that requires a lot of information and support. It's a gateway to long-term and short-term financial success and it'll be an investment you'll be glad you made!

Things to Keep in Mind When Meeting a Mortgage Broker

With many lenders to choose from, you may decide to get help from a mortgage broker. Ask the right questions to get a loan that meets your needs and is value for money.

8 Powerful Reasons You Need A Mortgage Broker

More than a third of Australians intending to take out a home loan said they would use a mortgage broker over going to a bank directly Here are 8 reasons to consider using an expert mortgage broker

RBA rate cut: Reserve Bank interest rates held at 0.25 per cent

The Reserve Bank has kept Australia’s official cash rate at the historic low of 0.25 per cent, with experts predicting it will remain at that level “for some time”.

Banks to help commercial landlords who help tenants through COVID19

Australia’s banks will extend the six month deferral of loans, building on the ABA’s Small Business Relief Package, to 30,000 more businesses across the country.

How do joint income mortgages work?

Joint income mortgages are extremely common and are the most obvious way of allowing you to buy a property with somebody else. But how exactly does it work?

6 Key Benefits of Using a Mortgage Broker

When it comes to making a major purchase, having options is a good thing. Having options means you can compare prices and select what is more affordable for you. Who wouldn’t want that?

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