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23 Foster Street (Level 2), Surry Hills, NSW 2010, Australia

Financial Consultant - Surry Hills, NSW

Salt Finance is a boutique home loan & car loan specialist helping hard working Australians to get a better deal, save interest and own their homes sooner.

Salt Finance is a business with the know how and resources to put working Australians in a better financial place. A boutique, holistic service provider with finance at its core, Salt Finance caters for the entire wealth creation process both directly and via specialist advisers and providers.

Prior to establishing Salt Finance, founder Marco Cipri worked in the mortgage sector for many years assisting clients with all their mortgage and finance needs. During this time, he identified a concerning trend in the banking and finance industry affecting working Australians with mortgages.

Quite simply, there was and remains very little assistance to help customers pay their home loans off sooner, save interest & tax, create wealth and help secure their financial futures.

The sad thing is, whilst everyone talked about it (and still does) in their marketing – especially the major banks – no one actually seemed to have the knowledge or if they did, care to put people in a better financial place. There is a simple reason for this.

Apart from a lack of knowledge, quite simply, banks profit via the interest customers pay on their mortgages. The more interest customers pay, the more profit the banks make. If customers were to pay their loans off sooner, the banks would make less money.

The results of this lack of knowledge and care is that customers who could potentially be in a better place were left in a worse place – struggling with debt that never seemed to reduce and feeling like they were never moving forward. That was until Salt Finance was born with the mission statement:

“Live today, own tomorrow!”

Inspired by Gandhi’s Salt March, Salt Finance was created out of a vision to show and assist working Australians, just like you, how to own their homes sooner, build wealth and advance towards financial independence simply and safely, one step at a time.

No matter what your finance needs, from a home loan to a business loan or personal loan, Salt Finance has the expertise and options to get the results you need.

So call us to start a conversation with Salt Finance today to discuss your personal needs and goals and take a great step to claim your financial independence!

 

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What Type of Home is Right for me?

We know that choosing the right home is not easy. We have to consider whether the home is suited to our current needs or not. Check it out for more information.

What You Need to Know About Mortgage Refinancing

A record number of homeowners are rushing to refinance their mortgages, jittery about when rates will creep up despite the Reserve Bank keeping rates on hold today in Australia. Read more this news.

A Lender or A Mortgage Broker?

Finding a new place to live can be a hassle. Transferring all of your worldly possessions to a new location is a difficult process, especially when money is involved. Read it more.

Tips to Get the Best Home Loan Deal

With rates currently at a 15-year low, there has never been a better time to take out a home loan. Here are some tips to get the best home loan deal. Read for more.

Car Loan Tips

Aside from buying a home, a car is probably the second-most expensive purchase you will ever make in your life. Have you considered a car loan? Here are tips for car loans. Read now.

Smart Ways to Get Home Loan

Do you want to stay out of foreclosure? Choose a low-interest home loan based on your monthly income. Here are smart ways to get the best home loan. Check this out!

Will I be Able to Get a Home Loan If I’m Self-Employed?

Buying a home is a dream for people over the world, however it’s not easy to achieve that. Can someone self employed apply for a home loan? Check this out for briliant tips!

Mortgage Options for First-Time Home Buyers

The real estate market now is showing strong signs of revival. This means that prospective home buyers should do their homework on home mortgage loan options and make a move sooner rather than later.

How Do You Refinance Your Home and Your Car Payment at the Same Time?

There are numerous types of loans that use your home's equity. A cash-out refinance allows you to consolidate debt, including a car payment, into a single manageable loan. Check this out!

Why should you use a local mortgage broker?

When it comes to getting a mortgage, where should you go if this is your first home or you are moving up or down the property ladder? It is critical that you get it right!

Home loans surge in Australia as owner-occupiers borrow $20 billion in December.

The Reserve Bank of Australia is not expected to raise interest rates on Tuesday, despite growing concerns about an overheating housing market.

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