Mortgage Choice in Fairfield

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364 / 360 The Horsley Drive (Suite 1, Level ), FAIRFIELD, NSW 2165, Australia
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Mortgage Brokers - Fairfield, NSW

Expert mortgage broker and financial advisor in Fairfield. Mortgage Choice in Fairfield provides a range of services from home loans, financial planning, car loans, insurance, lending and much more.

Mortgage Choice in Fairfield is your one-stop shop for financial solutions providing a team of the best mortgage brokers, lenders, financial advisors and home loan specialist in Fairfield NSW. We are a multi-award winning financial centre, winners of 2014, 2015 Australian Broking Awards 'Best Diversification Program' and Recognised in The Adviser's Top 25 Brokerages list (2016). Our expert team offers the right home loan for you and we pay your broker the same rate of commission no matter which home loan you choose from our wide choice of lenders. With other brokers, that's not always the case.

At Mortgage Choice in Fairfield, we believe that every Australian has the right to home loan and financial advice they can trust and afford. Our brokers aim to empower our customers by guiding them through the process of becoming a mortgage holder and sharing their expertise. Our brokers understand every borrower has individual needs and goals, tailoring each home loan to their unique situation. They can also refer customers to our growing network of Mortgage Choice Financial Advisers, who are committed to the concept of driving 'real, relevant results' for everyday Australians.

Over the years, our experience has taught us that you want advice you can trust and understand, from experts who have your best interests at heart. That’s why we now offer that same trusted advice and great service across a wide range of financial services including:

• Home Loans

• Financial Planning

• Car Loans

• Risk & General Insurance

• Business Lending

Contact Michelle and her team at Mortgage Choice in Fairfield today to see how we can help you with home loans, financial planning, car loans, risk and general insurance and business lending. We look forward to working together!

 

Tax Benefits of Financing New Equipment

Grow your business and benefit from tax concessions? It sounds too good to be true, but self-employed workers and small business owners have until 30 June to achieve this win-win combination.

How to “bulletproof” your first home loan approval

No one likes surprises. As would-be home owners, we definitely don’t want any surprises. But how can you avoid unpleasant surprises such as a mortgage application rejection?

6 ways women can make more of their super

Women have to work their superannuation investments harder to help improve their retirement income.

Car Finance Tips for People with Bad Credit

If you really want to buy a car, you may have noticed that you have bad credit as a due to some issues in the past that are registered in your credit file.

How does a Secured Car Loan works?

Are you looking to buy a new or used car, but require finance? Here, we provide you with the information on what a secured car loan is and how it works.

Don’t Choose Your Car Loan On Rate Alone

The start of a new financial year doesn’t just bring clothing sales, it also heralds the start of some excellent ‘run out’ car sales.

Saving Whilst Renting: Challenging but not Impossible

Saving for a home loan deposit whilst renting may seem out of reach, but (as the old saying goes) ‘where there’s a will, there’s a way’.

Best Tips for Breaking into the Housing Market

Recent Census data tells us that fewer people own their own homes than five years ago. That can at least be partly attributed to rising house prices.

Things you need to know about mortgages

Taking out a mortgage to buy a home is a big step. That’s why you need to know what you are getting into.

How a Mortgage Broker can help you with your move?

There are many reasons you might want to move home. You might have just received the exciting news that you’re expecting. Maybe the darling of the family just moved out of a home and it feels empty.

Car Loan for Students: Tips on Getting the best loan

For students, having their own car can mean freedom and independence. It is like a right of passage into adulthood.

Getting Ready for your Future

Business growth requires a solid foundation which is built on a solid, well thought out risk management system.

Understanding Business Finance

Finding a business loan to suit your needs can be a confusing, often frustrating process.

Requirements For Commercial Truck Finance

If you’re an ABN holder, gaining commercial truck finance can seem like a daunting and challenging prospect.

Reasons to Refinance your Car Loan

When deciding on refinancing your car loan you need to take into consideration the pros and cons to determine if you will benefit from the decision to refinance.

Want to buy a home – reduce your debt first

First home buyers are often so eager to make a purchase that they avoid getting their finances in order before shopping for a home.

Get your child into the property market

If you're a parent with grown up children, you may be in a position where you want to help them purchase their own home.

What to expect on settlement day

When buying property, the day we all look forward to is settlement. Settlement day is the day you get to pick up the keys to your new property and officially start the next chapter of your life.

Escape the rental trap

New statistics have shown that a growing number of Australians are preferring to rent than buy.

Three terms a first home buyer should know

If you’re thinking about buying your first home, you may find all the information pertaining to property buying quite overwhelming.

Your super – bringing it all together

How many super funds do you have? Do you know what you're paying in total fund fees; and how much money is coming out of your super each year in insurance premiums across multiple funds?

Make 2017 your year

Now that we are well into the New Year, you are likely to be in the perfect position to review your finances.

5 things to take to your first meeting with a mortgage broker

Your first appointment with your local Mortgage Choice home loan expert is an exciting occasion!

What is home equity and how can you use it?

If you own a home, you may be wondering about how home equity affects you. Understanding exactly what equity is will help you to use it to your advantage.

Five steps to work out where to invest

Interested in owning an investment property but not sure where to buy? Ask yourself these five key questions to narrow down the choice.

What is the great Australian Dream?

In last December, Mortgage Choice – together with Core Data – surveyed more than 1,000 Australians to find out exactly what the Great Australian Dream is.

Commonly asked questions about home loans

From knowing how much you need to save for a deposit, to understanding how a guarantor can assist you, there are many questions that can arise.

One year of ‘rates on hold’

Today’s decision was labelled “unsurprising” by Australia’s leading economists, with the majority suggesting economic events both here and abroad encouraged the Board to leave the cash rate on hold.

Is now a good time to upgrade your car?

We all reach a point where we start thinking about upgrading our car, especially if we have owned our current vehicle for quite some time.

New year, new financial you

Regardless of whether you had a great year or you feel you could’ve done a little more to achieve your financial goals, now is the time to make the changes needed to ensure FY 2018 is the best yet.

Commercial Mortgages: The Things To Consider

Business locations such as offices, shops and factories are an extremely important asset for any business.

How to Find the Best Home Loans

Are you thinking about buying a new home? If so, you have no doubt thought about home loans.

Residential Construction Loans To Build Your Own Home

Residential construction loans are loan products that can provide you with the necessary funds to build your own property.

Find the Right Home Loan For You

There are many different home loans to choose from and when you are purchasing a house, it's important to find the right one for you to avoid overpaying and being taken advantage of.

Building Your Dream Home: Make It Happen With a Construction Loan

With residential real estate prices at an all-time low, most people in the market to buy a home automatically assume they can get the most for their dollar by purchasing a used home.

4 Tips To Get The Best Deal On A Car Loan

Nowadays, an increasing number of Australian residents have been struggling to pay their monthly instalments on car loans. While the numbers are low, they are increasing at a fast pace.

3 Tips For An Affordable Car Loan

Taking the time now by being prepared, planning ahead and by using these 3 tips for an affordable car loan can help improve your chance of getting a car loan.

Tips to Securing a Car Loan When You Have Poor Credit

Financing a car purchase is easy when you have good credit. When you have a poor credit rating, many institutions will not want to deal with you.

Purpose of a Mortgage Broker

A mortgage broker works to help you examine your situation and choose the best mortgage option that suits your requirements.

Lock in a low rate before it's too late

Interest rates are at record lows, but they won’t stay this low forever. Don't wait until it's too late to lock in a great home loan deal.

Benefits Of Financial Planning

Most of us are aware of the term 'Financial Planning' but only a few of us are able to understand the real meaning of the term.

Why Financial Planning Is Important

Over the last few years, we often heard terms like financial planning, personal finance, investment management, retirement planning which have emerged as buzzwords of sorts.

Mortgages: Leverage Your Assets and Live Debt Free

Would it not be great if you could live in the home of your dreams and have it paid off a lot earlier than the thirty years you signed in for?

Budgeting Tips For Finance

All of us would like to make our wealth-stocks grow by suitably adjusting our income-streams. Indeed, household budgeting is crucial for guaranteed financial independence and security for any family.

Making the Most of Your Finances

Let's face it: your finances largely affect how you spend your everyday living. It plays an important aspect when you are determining what to wear, what to do during your free time.

Asset Financing: Leasing Over Loans

Asset leasing provides unique alternatives to traditional financing for businesses to obtain the necessary equipment for their operations.

Applying for Business Asset Finance

A business wouldn't be possible without funds. A business without funds is like a tree without its roots. If you need money for your business, business asset finance would be a good source of money.

Understanding Asset Finance

Asset finance is a general term that is used in the financial world to encapsulate different types of finance packages.

Personal Financial Planning Tips

Do you regularly find yourself with plenty of money to spend after payday, only to be left short half way into the month?

Financial Planning Tips For Couples About To Start A Family

Couples, especially newlywed ones, would usually enjoy a bit of financial windfall for the first few months or years of their marriage.

3 Alternative Finance Stocks With Big Dividends

Australians are in love with fully franked dividends. The finance industry makes a lot of money from Australia’s growing economy and booming property market.

Beat First Homebuyer Fatigue

Buying a home of your own is a smart move. But there’s no doubt, saving for your first home can seem like a slog. Follow our strategies to stay on track to buy your first home.

Why Lawyers Should Use A Mortgage Broker

There are compelling reasons for members of the legal profession to partner with a home loan expert.

Tips For First Time Property Investors

If you’re investing in property for the first time, take a look at our six tips for success.

What Is Capital Growth?

Two simple words – ‘capital growth’ are like gold to property investors. We explain what it all means.

Property Jargon Explained!

When it comes to applying for a mortgage, it is easy for the most financially savvy adult to become lost before beginning the process.

Buying Property With Friends Or Family

Now’s the time to take advantage of low interest rates, and if you’re struggling to pull together a purchase deposit, the solution could lie in banding together with friends or family.

First Home Buyer? How Do House and Land Packages Work?

First home buyers can pick up great value with a house and land package. Here’s what you need to know.

Mortgage Choice Economic Overview

With the 2018 financial year having commenced, many of our customers want to know what our expectations are for the economy over this next 12 months.

Mortgage Home Loan Packages – Good Option?

When you are looking for a home loan there are so many options out there in the market that it can get rather confusing. One of those options is a Home Loan Package.

Three Tips To Make Every Dollar Count

Three simple steps could see you squeeze more from every dollar to pay off your home sooner.

When Should I Start Planning For Retirement?

It is an age old question facing many Australians - when do I need to start thinking about (and planning for) my retirement?

Maximise Your Tax Return

With tax time right around the corner, now is the perfect time to start thinking about your finances and what tax breaks you may be able to claim.

A Healthier You = A Wealthier You

As we steadily head into the heart of ‘flu season’, maintaining your health has never been so important.

What You Need To Know About Negative Gearing

With all this talk around Labor’s proposed changes to negative gearing popping up in the media at the moment, you may have a few questions around negative gearing and what it actually is.

What Is Negative And Positive Gearing?

You’ve probably come across the term ‘negative gearing’ in relation to property investing. But it can be confusing. So let’s take a look at what it means.

The Importance Of Reviewing Your Mortgage Regularly

When it comes to your home loan, it is important to frequently review your repayments to ensure you are receiving the best rate.

Analysis: How Brokers Can Break Up The Big Banks

Brokers are driving a wedge between the majors that could ultimately strengthen the industry and create a more competitive market.

5 Moments In Life When Financial Advice Can Help You

Making the right financial choices can help you live the life you want. In any person’s life, there are five key milestones when seeking out financial advice from a professional may pay dividends.

Make Your Retirement Your Best Years Yet

Most people have some sort of vision as to what they want their life in retirement to look like. Yet, all too frequently we hear that couples haven’t discussed these visions with each other to ensure

The Types Of Homes First Home Owners Should Avoid

Buying your first home can be a very challenging and stressful process, especially if there is an undersupply of properties and a lot of buyers.

Tightening Restrictions Impacting Investment Plans

Investment lending changes by Australia’s lenders are increasingly affecting the property plans of investors, according to new research.

Mortgage Choice Stands Firm On Current Commission Model

The leading brokerage has told the Treasury that the current upfront commission structure for brokers is “sound” and should not be changed to reflect the loan-to-value ratio of mortgages.

Mortgage Choice Stands Firm On Current Commission Model [Continued]

The leading brokerage has told the Treasury that the current upfront commission structure for brokers is “sound” and should not be changed to reflect the loan-to-value ratio of mortgages.

Why Use A Mortgage Broker?

These days, the internet has allowed us to do a lot of things alone and without the need for a middleman.

Renovate Or Move

When you’ve owned your property for several years, you may find that your home no longer suits your tastes or circumstances.

Renovate Or Move [Continued]

When you’ve owned your property for several years, you may find that your home no longer suits your tastes or circumstances.

Renovating vs Upgrading

While upgrading into a bigger and better home is (quite often) a simpler and more efficient solution – it is not always the most cost effective option.

Buying Property? Understand The Hidden Costs

When buying a home, it can and will cost you more than what is listed on the property price tag.

Building And Pest Inspections - Look Before You Leap

When you’re buying a property, it can be quite easy to fall victim to believing a property is new or structurally sound simply because it has been given a fresh coat of paint or new carpet.

Give Mortgage Brokers A Break. Their Goods Outweigh Their Bads!

Mortgage brokers have not only made banks treat customers better, they have been forced to reduce interest rates, though some customers allow themselves to be overcharged.

Your Car Loan Questions Answered

Are you thinking about buying a new car but don’t know the first thing about your finance options?

Investor Loans Grow At Slowest Pace In Nine Months As Banks Tighten Credit Rules

Loans to property investors grew at their slowest rate in nine months in May as banks tightened lending criteria, official figures showed on Tuesday.

Interest Rates On The Rise

By now, you may have heard that many of Australia’s lenders have raised their home loan interest rates.

Banks Tighten The Reins On Investment Lending – What Does This Mean For You?

The investment lending space has become increasingly complex in recent weeks, with lenders adjusting their pricing and policies

Your Refinancing Questions Answered

With interest rates now sitting at record lows, you might be wondering if refinancing is right for you. But, before you make any decisions, it’s important to know what refinancing is, how it works...

6 Steps To Property Ownership

The majority of Australians believe only those with “a lot of money” can hope to achieve the Great Australian Dream of home ownership.

Victorian State Government Abolishes Stamp Duty For Some FHBS

Have you been thinking about buying your first home but are not sure if you can afford to take the leap? If the answer is yes, you’re in luck!

Variable Rate Demand Back On The Rise

Rate cuts by multiple Australian lenders have enticed more borrowers into this type of home loan, new research from Mortgage Choice has found.

11 Months of Zero Change

For the 11th consecutive month, the Reserve Bank of Australia has decided to leave the official cash rate on hold at 1.5%.

What Exactly Do You Get With A Dealer Finance

If you’re in the market for a new car, chances are at some stage you’ll be offered finance by a dealer.

Choosing A Car On A Budget

If the call of the open road beckons, a caravan could be the ultimate freedom enabler that lets you enjoy a holiday on a budget anywhere, anytime.

Avoiding Car Dealer Tricks

It can be an opportunity to pick up a bargain, but nothing can take the shine off a good deal quicker than choosing a bad option for your car finance.

5 Tips To Help You Snag Your Dream Car

Of course, if you are thinking of purchasing a car soon, there are a few tips you should implement before making a final decision.

First Home Buyers Incentives - What You Need To Know

With property prices rising across many of Australia’s property markets, it is becoming increasingly difficult for some first home buyers to get their foot on the property ladder.

First Home Buyers Incentives - What You Need To Know [Continued]

With property prices rising across many of Australia’s property markets, it is becoming increasingly difficult for some first home buyers to get their foot on the property ladder.

Tomorrow’s Future Home Is Here

Technology is changing the way we interact with our homes. The idea of a smart home is no longer a dream for the future.

5 Ways To Improve Your Credit Rating

When it comes to applying for a home loan, your lender will review your credit history to see whether or not you have a good financial background.

The Benefits of Buying vs Renting

For many Australians, renting may appear to be the most affordable choice, however low interest rates are making mortgage repayments now more affordable than ever.

Why June Is A Great Month To Buy A Car

June is a sweet spot on the calendar to drive a red hot bargain on a new car. Dealers are keen to end the financial year on a high not and that means outstanding offers are up for grabs.

Your Super – Bringing It All Together

How many super funds do you have? Do you know what you're paying in total fund fees; and how much money is coming out of your super each year in insurance premiums across multiple funds?

Three Terms a First Home Buyer Should Know

If you’re thinking about buying your first home, you may find all the information pertaining to property buying quite overwhelming.

Budget 2017 - Good News For Small Business

The Turnbull Government’s 2017 Federal Budget delivered a raft of benefits for Australia’s small business sector.

Why Choose Mortgage Choice

Buying a home is the biggest financial decision you will ever make. As such, it is important to work with a mortgage broker you can trust.

Interest-only or P&I?

The Australian Prudential Regulation Authority (APRA), wrote to Australia’s lenders to ask them to limit their level of interest-only lending to 30% of all new residential home loans.

Calling All Property Investors This Tax Time

For those property investors who haven’t yet given their tax return much thought, now is the perfect time to get a better understanding of how you can best prepare to lodge your return this year.

Five Steps To Work Out Where To Invest

Interested in owning an investment property but not sure where to buy? Ask yourself these five key questions to narrow down the choice.

5 Ways To Save When Moving Into A New Home

Moving into a new home can be an expensive process. Thankfully however, there are a few simple tricks that you can implement to help you save a lot of money when it comes time to move.

How To Climb The Property Ladder

At some stage you may start thinking about stepping up to your next property. We explain how to maximise your buying power.

Property Valuation vs Appraisal

Are you in the process of selling your home? Perhaps you are looking to buy a property?

Sold! What Happens Next?

You've bought a home. Here’s what happens between now and when you get the keys.

Top 4 Tips For Smart Home Hunting

The right property probably isn’t going to fall into your lap. Smart house hunting calls for effort and clever strategies. We explain how it works.

What To Do With Your Tax Refund

What you to do with your tax refund is entirely up to you. But, if you're searching for inspiration, then look no further. We have come up with a few ideas as to how you can spend your tax refund

Tips For Negotiating The Purchase Of A Property

Have you finally found your dream home after months of searching for the perfect one? If the answer is yes, then congratulations!

What Defines The Value of A Property

Whether you’re looking to buy or sell a property, understanding how it might be priced could make or break your decision to act.

Weighing Up The Pros and Cons of Rentvesting

Property prices appear to be having an impact on the Australian dream of living in and owning your own home, particularly within Australia’s capital cities.

Will You Be Renting For The Rest Of Your Life?

Rising property prices across many parts of Australia have left many first home buyers doubting whether they will ever realise their dream of home ownership.

Stamp Duty Discounts for NSW First Home Buyers

In an effort to address housing affordability in New South Wales, the State government has today announced a number of changes to help first home buyers.

How To Plan For Buying Off The Plan

There are plenty of opportunities to buy off the plan but with large numbers of apartment blocks being built, it’s important to look at the pros and cons.

What Does A Confident Saver Look Like?

One third of all Australians do not know how much money they should save, new research has revealed.

Choosing The Right Home Loan Provider

When taking out a mortgage, one of the toughest decision you will make is which lender to partner with.

Commonly Asked Questions About Home Loans

Applying for a home loan can be a tricky process when you are doing it for the first time.

Ways To Get More Out Of Your Super

Your superannuation is very important as it will help you fund your lifestyle in retirement.

Why It Pays To Review Your Mortgage Regularly

If it has been a while, chances are you could be paying more than you should. Worse still, your home loan may no longer reflect your current needs and goals.

Estate Planning – So Much More Than Just a Will

Mention estate planning, and a Will is often the first thing that comes to mind. But quality estate plans go much further, providing holistic protection at every life stage.

What If The Property Prices Drop After I Buy?

A common question asked by prospective and existing home owners is: what if property prices drop?

Changes To Property Investors

The Federal Budget comprised a number of policy changes that impacted property investors.

4 Key Steps to Understanding Floorplans

If you’re planning to buy or build a new home, you’re sure to encounter floorplans at some stage. At first glance they can look like meaningless sets of lines, symbols and numbers.

9 Budget-friendly Steps To Winter-proof Your Home

There’s a lot to love about winter – from crisp mornings to cosy evenings inside. But the colder months can also send power bills soaring.

7 Ways To Avoid Money Conflicts In Your Relationship

Two people working as a team can achieve a lot more financially than two singles. But relationships are complex, and money can be a taboo topic even for the strongest couples.

Paying For Those ‘Must-Do’ Building Works

All buildings require repairs from time to time, but how the necessary funds will be raised can hinge on the type of property you own.

The Cost of Borrowing

It is widely reported that Australia’s home loan interest rates haven’t been this low in more than 60 years. So what does this mean for you and your hip pocket?

Just How Well Covered Are You?

Life insurance is an automatic feature of most super funds, and that’s a good thing because it gives many working Australians life cover that they may not otherwise take out.

Get The Most Out Of Property Inspections

Purchasing a property is likely to be one of the biggest and most expensive decisions you will ever make. As such, it is not a decision you should take lightly.

What is the Great Australian Dream?

The ‘Great Australian Dream’ is a turn of phrase that gets bandied around a lot. But what is the ‘Great Australian Dream’ today and does it differ for different people?

Property More Desirable Than Travel

Property ownership remains the number one ‘dream’ for Australians, beating out travel, career success and a luxurious lifestyle, new data has revealed.

Another Month Of Cash Rate Stability

There were no surprises at the Reserve Bank of Australia’s monthly meeting today, with the Board opting to leave the official cash rate on hold once again.

Pay Down Your Credit Card Debt

Australians currently have more than $32 billion worth of credit card debt, according to recent data from the Australian Securities and Investment Commission (ASIC).

What is Lenders Mortgage Insurance?

While this insurance doesn’t protect you as the borrower, LMI can help you get into the property market sooner rather than later.

Things To Take To Your First Meeting With A Mortgage Broker

Your first appointment with your local Mortgage Choice home loan expert is an exciting occasion! Here are five must-have pieces of paperwork to take to your meeting.

Credit Rationing Now A Feature Of Home Lending Market

The mythical homebuyer for the Macquarie survey earned $105,000 a year, was single with no dependants, and an owner-occupier or investor seeking to purchase their first home with a clear credit history.

Top Tax Tips For SME Owners

To ensure you see the greatest return at the end of this financial year, we’ve highlighted the five top tax tips for small business owners.

Top Tax Tips For PAYG Employees

As a PAYG employee, you’re entitled to claim deductions for a range of expenses, most of which directly relate to your income.

Guide to Understanding Home Loans

Selecting a home loan is an essential step in buying property and it’s critical that your loan fits your lifestyle, needs and budget in just the same way as you’d hope your new home would.

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