HCF

Why choose HCF

More benefits

• We're Australia's largest not-for-profit health fund

• 93.3 cents in the dollar were returned as member benefits in the 2014 financial year, compared to only 86.4 cents for the average health fund

• Australia's best customer service - HCF won the 2014 'Best of the Best' award from the Customer Service Institute of Australia (CSIA)

• With our 'member first' attitude, branches across Australia, plus a call centre open 7 days a week, there for you

More savings

• No hospital excess for dependent children

• You'll only pay one hospital excess amount per person per calendar year (if an excess is applicable)

• 10% member discount on travel insurance, pet insurance

More cover

• Access a range of fully covered services for your teeth, eyes, muscles, back and feet through over 9,500 providers with our More for You programs

• 7 Sydney HCF Dental Centres, exclusively for members, offering a range of fully covered services

• 7 Sydney HCF Eyecare Centres, with reduced member pricing for contacts, frames, lenses and sunglasses

More than health insurance

• Easily look after your health and wellbeing with our My Health Guardian online program

• Victor Chang heart health checks are available with HCF extras cover at no cost and at scheduled times, in selected branches

• Regular health news updates, magazines, exclusive member offers, competitions and more

• Low cost covers from HCF Life that provide financial relief from illness or accidents.