Should You Pre-Plan a Funeral?

Should You Pre-Plan a Funeral?

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Published by TOP4 Team

Most individuals don't want to think about their funeral. However, dying with no plans clearly expressed in a will or other means can strain your loved ones during an already stressful time. Preplanning also guarantees that you can make a decision without a rush and that your final requests will be carried out. Another advantage is that you can take the time to research and be sure you're dealing with a legitimate funeral home.

Be aware that preplanning does not need a prepayment. While it may be correct that paying funeral expenses ahead of time can lock into current, cheaper prices, some specialists advise against it. They suggest that people pre-plan by documenting their funeral wishes and notifying family, but they advise setting money aside in a checking or savings account and adding a POD (payable on death) designation. Your bank or credit union will have you fill out a form so the money can be paid to the person who will be taking care of your funeral arrangements. Consider talking to an accredited financial planner about the best approach for taking care of funeral expenses.

If you consider prepayment through a funeral home or other entity, ask what happens to your payment if you want to transfer the funds to other funeral home or if the funeral home you have selected goes out of business.

If you have decided to have your funeral pre-planned, consider consulting the top funeral services in Australia today.


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